If you’re a veteran, a surviving spouse, a homeowner, or someone who cares about those who served, Arizona has just expanded one of its most impactful property tax benefits yet.
In 2026, the state fully implemented a new law that allows qualifying veterans with a 100 % service-connected disability rating to receive a full property tax exemption on their primary residence. For many disabled veterans and their families, this means greater stability, financial relief, and peace of mind.
As a Realtor in Arizona dedicated to education and community service, I want to walk you through exactly what this exemption is, how it works, and why it matters for Arizona’s veteran community.
What This New Law Actually Does
Beginning with the 2026 tax year, Arizona allows qualifying veterans to receive a full property tax exemption on their primary residence.
If approved, this means you will not owe property taxes on your home.
This applies only to veterans who meet specific eligibility requirements and who properly file with their county assessor.
Who Qualifies
To receive the full exemption, a homeowner must:
✔ Be an Arizona resident
✔ Be a U.S. military veteran
✔ Have a 100 % VA service-connected disability rating
✔ Use the property as their primary residence
✔ Submit required documentation to the county assessor by the filing deadline
Documentation typically includes VA disability letters, proof of residence, income verification, and home ownership records. Every county assessor in Arizona provides guidance on exactly what is needed and how to file.
Surviving Spouse Provisions
This exemption is not just for veterans themselves. If an eligible veteran passes away, their surviving spouse may continue to claim the exemption under specific conditions:
• They continue to live in the home
• They do not remarry
This ensures the benefit extends to spouses who continue making that house their home, protecting families during a difficult time.
Income and Other Eligibility Rules
The law expands prior exemptions that were based on disability percentages and income limits. While lower disability ratings may still be eligible for partial exemptions, the full exemption applies exclusively to those with a 100 % service-connected disability.
It’s important to note that:
• Partial exemptions remain available for other qualifying veterans
• The new exemption does not automatically apply — it must be filed and approved
• Each county has specific filing procedures and deadlines
How to Apply
Eligible veterans and surviving spouses should take the following steps:
Contact your county assessor’s office Gather required documentation (VA rating, proof of residence, income documents, etc.) Submit your property tax exemption application Meet the annual filing deadline unless extended by the assessor
Be sure to check with your local assessor’s office well before the deadline so you have time to compile everything accurately.
Why This Matters
Arizona’s property tax structure can be one of the most significant expenses for homeowners each year. For disabled veterans, especially those on fixed or limited incomes, property taxes can make maintaining homeownership difficult.
By fully exempting property taxes for qualifying veterans, Arizona is acknowledging their service and sacrifice in a truly meaningful way. It preserves stability, supports financial security, and rewards those who gave so much for our country.
As someone deeply rooted in Arizona real estate, I’m proud to see legislation that directly benefits homeowners and strengthens our community.
Need Help or Have Questions?
Whether you’re preparing to buy a home, exploring tax exemptions, or navigating homeownership questions, you deserve accurate information and dependable guidance.
Contact me anytime to discuss how this law affects you or your loved ones 602.529.8356


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