Pre-qualification is important when shopping for homes for sale in Phoenix. The purpose of having a pre-qualification form completed by a lender helps my team understand how much home you can afford and you will determine which homes we view based on that criteria. If you find a home you like, it is a requirement to have a pre-qualification form completed when we submit an offer.
There are so many properties on the market today, it is important that we get you into the perfect home for you and your family. For me, listening to my clients is the most important part of the transaction. It helps avoid wasted time and bad experiences by showing properties that will not only fit the description my client is looking for, but also impress them at the same time.
Once you have decided on which home you want to purchase and we submit an offer, the seller must accept and sign it. That doesn't mean the job is complete, we still have much more work to do. The loan officer will request many documents required by the bank and advise you of things to stay away from while your loan is being underwritten. Once all conditions have been met by both the title company and the financing institution, we are clear to close. That entire process can take 30-45 days depending on the type of loan that you have applied for.